Transfer and Pay with Wells Fargo Online® (2024)

Transfer and Pay with Wells Fargo Online® (1)

Convenient and secure

Between accounts or between friends, move your money with confidence.

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Money where you need it, when you want it

Transfer and Pay with Wells Fargo Online® (2)

Use Zelle® to send and request money

  • Safely and easily send and receive money with trusted friends and family who have U.S. bank accounts
  • Send money fast — within minutes

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Transfer and Pay with Wells Fargo Online® (3)

Transfer money between accounts

  • Move money between Wells Fargo accounts
  • Transfer funds to and from other U.S. financial institutions

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Transfer and Pay with Wells Fargo Online® (4)

Pay your bills online

  • Use Bill Pay for sending payments within the U.S.
  • Set up a one-time payment or schedule recurring payments

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Transfer and Pay with Wells Fargo Online® (5)

Use your digital wallet

  • Use your mobile device to make quick and contactless payments on the go
  • Access Wells Fargo ATMs with your digital wallet — no card needed

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Transfer and Pay with Wells Fargo Online® (6)

Securely wire money to businesses and individuals

  • Use wire transfers to send money within the U.S. and abroad
  • Send funds in foreign currencies or U.S. dollars

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Transfer and Pay with Wells Fargo Online® (7)

Send money to friends and family abroad

  • Use ExpressSend® to send money to people in 12 countries
  • Transfer money for cash pick-up or for credit to an account

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Transfer and Pay with Wells Fargo Online® (8)

Zelle®

Get money from a friend when you’re splitting the cost of the bill. Pay your pet sitter when you get back from vacation.

Zelle® is a fast, easy way to send and receive money in our app.

Learn more about Zelle®

Mobile and online banking when you need them

Manage your money on the Wells Fargo Mobile® app when you’re on the go. And use Wells Fargo Online® when it’s more convenient to be on your computer.

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  • Set language preferences
  • Supported browsers
  • Technical requirements
  • Online Access Agreement

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Enrollment with Zelle® through Wells Fargo Online® or Wells Fargo Business Online® is required. Terms and conditions apply. U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes. For your protection, Zelle® should only be used for sending money to friends, family, or others you trust. Neither Wells Fargo nor Zelle® offers purchase protection for payments made with Zelle® - for example, if you do not receive the item you paid for or the item is not as described or as you expected. Payment requests to persons not already enrolled with Zelle® must be sent to an email address. To send or receive money with a small business, both parties must be enrolled with Zelle® directly through their financial institution’s online or mobile banking experience. For more information, view the Zelle® Transfer Service Addendum to the Wells Fargo Online Access Agreement. Your mobile carrier's message and data rates may apply. Account fees (e.g., monthly service, overdraft) may apply to Wells Fargo account(s) with which you use Zelle®.

Terms and conditions apply. Setup is required for transfers to other U.S. financial institutions, and verification may take 1–3 business days. Customers should refer to their other U.S. financial institutions for information about any potential fees charged by those institutions. Mobile carrier’s message and data rates may apply. See Wells Fargo’s Online Access Agreement for more information.

Digital wallet access is available at Wells Fargo ATMs for Wells Fargo Debit Cards in Wells Fargo-supported digital wallets. Availability may be affected by your mobile carrier’s coverage area. Your mobile carrier’s message and data rates may apply. Some ATMs within secure locations may require a physical card for entry.

Terms and conditions apply. Some (but not all) digital wallets require your device to be NFC (Near Field Communication) enabled and to have the separate wallet app available. Your mobile carrier’s message and data rates may apply.

In addition to any applicable fees, Wells Fargo makes money when we convert one currency to another currency for you. The exchange rate used is set by Wells Fargo, includes a markup and may be different than exchange rates you see elsewhere. For additional information related to Wires and foreign currency wires, please see the Online Access Agreement or applicable service documentation.

Enrollment in Wells Fargo Online® Wires is subject to eligibility requirements, and terms and conditions apply. Applicable outgoing or incoming wire transfer service fees apply, unless waived by the terms of your account. Your mobile carrier’s message and data rates may apply. For more information, see the Wells Fargo Online Access Agreement and your applicable account fee disclosures for other terms, conditions, and limitations.

The credit to account or the cash pick-up delivery methods for remittances may not be available at all Remittance Network Members or locations. When sending money to an account, we will need the beneficiary’s qualifying deposit account number at the Remittance Network Member. When sending money for cash pick up, the beneficiary's name provided by the sender must exactly match the beneficiary's name on their government issued identification.

Screen images are simulated. Features, functionality, and specifications appearing in those images may change without notice.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Wells Fargo Bank, N.A. Member FDIC.

QSR-0523-00963

LRC-0423

Transfer and Pay with Wells Fargo Online® (2024)

FAQs

Transfer and Pay with Wells Fargo Online®? ›

Sign on to Wells Fargo Online, go to Transfer & Pay, and enroll in Online Wires to get started. Add your recipient, select funding account and amount (along with any additional details required for certain countries). Review and send your payment.

Can you transfer money from Wells Fargo to another bank online? ›

Set up transfers online

Sign on to access transfers. To get started, select the accounts you would like to transfer money From and To. To transfer money between accounts at Wells Fargo and accounts at another bank, select Add Non-Wells Fargo Accounts.

How do I transfer money from my bank account to someone else online? ›

Use a money-transfer app

The apps of most major banks, for example, include Zelle®, a fast and safe way to send money to friends and family. If your bank doesn't use Zelle®, there are many other digital payment options available. Keep in mind factors like cost, speed and international capabilities can vary.

How to transfer money from bank account to another bank account online? ›

2. How to transfer money from the bank account to another bank account online?
  1. Open your bank's website.
  2. Log in to your credit card account.
  3. Select the transfer option.
  4. Enter the amount you want to transfer.
  5. Enter the required details mentioned in the form.
  6. Follow the prompts to complete transactions.

What is Wells Fargo transfer limit? ›

The minimum amount you can send is $25. The maximum daily amount that you can send to all beneficiaries using multiple Wells Fargo ExpressSend Service Agreements is $5,000. The maximum total amount that you can send during any consecutive 30-day period using the Wells Fargo ExpressSend service is $12,500.

What is the easiest way to send money to someone's bank account? ›

How to Deposit Money Into Someone Else's Account
  1. You can transfer money electronically through apps such as Venmo, PayPal, and Zelle.
  2. Money orders are useful for amounts under $1,000, while cashier's checks are ideal for larger amounts.
  3. A wire transfer is an option for sending money to someone who lives far away.
Jul 23, 2024

Can you deposit money into someone else's account in Wells Fargo? ›

We can require that all endorsers be present and that you deposit the item instead of cashing it. Non-account owners are not allowed to deposit cash into consumer accounts.

How to transfer money directly into someone's account? ›

6 ways to deposit cash into someone else's account
  1. Make an electronic transfer.
  2. Make a wire transfer.
  3. Write a check.
  4. Deposit cash at the bank.
  5. Use a cashier's check.
  6. Use a money order.
  7. See what other banks offer.
Dec 22, 2023

Can I transfer money from one bank to another using ACH? ›

An ACH transfer is an electronic transfer of funds from one bank account to another over the ACH (Automated Clearing House) network. This includes everything from person-to-person transfers and bill payments to direct deposits. Common uses of ACH bank transfers include: Payroll.

What app can I send money with routing and account number? ›

If you want to make instant transfers with routing and account numbers without verification, you can rely on money transfer apps such as Zelle, Wise, PayPal, or other digital banking services. These apps make it easy to move money fast using your routing and account numbers.

How much does Wells Fargo charge for wire transfers? ›

There is a fee to send most wires, starting at $25. You'll be able to review fees before sending a wire. Third parties, including non-U.S. branches of Wells Fargo, or other banks may also apply fees. Fees may be waived when they are funded from an eligible account type.

How to transfer money from Wells Fargo to another bank? ›

Wells Fargo gives you flexibility, convenience, and control to transfer funds where and when you need it. Simply sign on to Wells Fargo Online to access transfers, and click Add Non-Wells Fargo Accounts to get started. To enable non-Wells Fargo accounts for Transfers, additional security measures are required.

Can you transfer money between accounts with online banking? ›

Log into your bank's website or connect via the bank's app. Click on the transfer feature and choose transfer to another bank. Enter the routing and account numbers for the account at the other bank. Make the transfer.

Can you do a bank transfer with online banking? ›

A bank transfer lets you move money from one bank account to another. It's usually instant, free and done using mobile or online banking, over the phone or in branch.

How much money can you transfer from one bank to another online? ›

Bank transfer limits
Type of transferTransfer limit
ACH Same Day transferUp to $1,000,000
Bank of America Corp.$3,500 per day or $10,000 per week
JPMorgan Chase & Co.Up to $25,000 per day
Citigroup Inc. Standard ACHUp to $10,000 per day
1 more row
Nov 13, 2023

How to transfer money from bank to bank instantly? ›

One of the fastest ways to transfer money between bank accounts is with an ACH debit, provided both accounts are linked. To link accounts and set up a transfer, you'll need to know basic details including your routing number and account number.

How much does Wells Fargo charge for a wire transfer? ›

Wire transfer fees by financial institution
BankIncoming domesticOutgoing Domestic
TD Bank$0-15$30
Truist$15$30
U.S. Bank$20$30
Wells Fargo$0-$15$0-$40
9 more rows
Aug 1, 2024

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